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Industry

Software for fintech in the UAE

Apps, platforms and automation for payment, lending and wealth startups, built around UAE regulation and bilingual customers.

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Built for
Payment, lending and wealth startups
Languages
Arabic and English
Coverage
All seven emirates

Common problems

  • Long regulatory timelines that delay launch
  • KYC and onboarding that loses customers
  • Security expectations from banks and investors

What we build

  • 01

    Customer onboarding and eKYC

  • 02

    Wallets and payments

  • 03

    Lending workflows

  • 04

    Compliance and AML tooling

  • 05

    Admin and reporting

  • 06

    Open banking integrations

Regulators by emirate

Regulated activities need licence-specific controls: audit logs, data residency, penetration testing and outsourcing notifications. We build with those in mind from the first sprint.

EmirateWhat to plan for
DubaiThe Central Bank of the UAE (CBUAE), the DFSA in DIFC, and VARA for virtual assets.
Abu DhabiThe CBUAE and the FSRA in ADGM.
SharjahThe Central Bank of the UAE (CBUAE) and the Securities and Commodities Authority (SCA).
AjmanThe Central Bank of the UAE (CBUAE) and the Securities and Commodities Authority (SCA).
Ras Al KhaimahThe Central Bank of the UAE (CBUAE) and the Securities and Commodities Authority (SCA).
FujairahThe Central Bank of the UAE (CBUAE) and the Securities and Commodities Authority (SCA).
Umm Al QuwainThe Central Bank of the UAE (CBUAE) and the Securities and Commodities Authority (SCA).

Context to help you scope, not legal advice.

Solutions

Services for this sector

By emirate

Why Fluxo

Premium delivery, without the agency overhead.

We work on UAE business hours, Monday to Friday, with a delivery lead you can reach directly and an engineering team in India. Workshops run over video, and you see progress in a demo every two weeks.

  1. 01

    Senior-led delivery

    A named delivery lead and senior engineers on every project, not a rotating cast of juniors.

  2. 02

    Fixed-scope proposals

    A written scope, milestones and a fixed price before any work starts.

  3. 03

    Arabic and English from day one

    Right-to-left layouts and bilingual content designed in, never bolted on.

  4. 04

    You own everything

    Source code, designs, accounts and data are yours from the first commit.

Get a quote

Tell us about your project. We'll send a fixed quote.

Five short steps, about two minutes. We've pre-filled what we can from this page.

  1. Within 1 business day we review your requirements and reply with questions.
  2. A short call to confirm scope, priorities and constraints.
  3. A written proposal with milestones, timeline and fixed pricing.
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Good to know

Questions, answered.

Can you work inside a regulatory sandbox timeline?

Yes. We plan builds around sandbox milestones such as DFSA's Innovation Testing Licence or ADGM's RegLab.

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