Solution · Fintech
eKYC onboarding for UAE businesses
Digital onboarding with ID scanning, liveness checks and screening. Built for payment, lending and wealth startups, in Arabic and English.
- Typical investment
- AED 60,000 – AED 160,000
- Typical timeline
- 6–14 weeks
- Built on
- Web applications
Core modules
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01
Emirates ID scanning
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02
Liveness check
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03
Sanctions screening
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04
Risk scoring
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05
Case review
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06
Audit trail
Integrations
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01
Emirates ID scanning and OCR
Capture Emirates ID details from a photo or scan to speed up onboarding, rentals and KYC.
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02
UAE PASS
Let residents sign in and sign documents with the UAE's national digital identity, for entities approved to integrate it.
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03
AWS (UAE region)
Host on AWS's Middle East (UAE) region for low latency and data residency.
Problems it solves for fintech
- Long regulatory timelines that delay launch
- KYC and onboarding that loses customers
- Security expectations from banks and investors
Regulatory context by emirate
Regulated activities need licence-specific controls: audit logs, data residency, penetration testing and outsourcing notifications. We build with those in mind from the first sprint.
| Emirate | What to plan for |
|---|---|
| Dubai | The Central Bank of the UAE (CBUAE), the DFSA in DIFC, and VARA for virtual assets. |
| Abu Dhabi | The CBUAE and the FSRA in ADGM. |
| Sharjah | The Central Bank of the UAE (CBUAE) and the Securities and Commodities Authority (SCA). |
Context to help you scope, not legal advice.
Available across the UAE
Why Fluxo
Premium delivery, without the agency overhead.
We work on UAE business hours, Monday to Friday, with a delivery lead you can reach directly and an engineering team in India. Workshops run over video, and you see progress in a demo every two weeks.
- 01
Senior-led delivery
A named delivery lead and senior engineers on every project, not a rotating cast of juniors.
- 02
Fixed-scope proposals
A written scope, milestones and a fixed price before any work starts.
- 03
Arabic and English from day one
Right-to-left layouts and bilingual content designed in, never bolted on.
- 04
You own everything
Source code, designs, accounts and data are yours from the first commit.
Get a quote
Tell us about your project. We'll send a fixed quote.
Five short steps, about two minutes. We've pre-filled what we can from this page.
- Within 1 business day we review your requirements and reply with questions.
- A short call to confirm scope, priorities and constraints.
- A written proposal with milestones, timeline and fixed pricing.
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Explore our servicesGood to know
Questions, answered.
How much does eKYC onboarding cost?
Most projects fall between AED 60,000 – AED 160,000, with a typical timeline of 6–14 weeks. The main cost drivers are the number of user roles, integrations, Arabic content and how polished the first release must be. You get a fixed price after a short scoping call.
Can we start with a smaller version of the eKYC onboarding?
Yes. Many clients launch with Emirates ID scanning, liveness check, sanctions screening first, then add the rest in later phases.
Can you work inside a regulatory sandbox timeline?
Yes. We plan builds around sandbox milestones such as DFSA's Innovation Testing Licence or ADGM's RegLab.