FLUXO Get a quote

Solution · Fintech

eKYC onboarding for UAE businesses

Digital onboarding with ID scanning, liveness checks and screening. Built for payment, lending and wealth startups, in Arabic and English.

Typical investment
AED 60,000 – AED 160,000
Typical timeline
6–14 weeks
Built on
Web applications

Core modules

  • 01

    Emirates ID scanning

  • 02

    Liveness check

  • 03

    Sanctions screening

  • 04

    Risk scoring

  • 05

    Case review

  • 06

    Audit trail

Integrations

  • 01

    Emirates ID scanning and OCR

    Capture Emirates ID details from a photo or scan to speed up onboarding, rentals and KYC.

  • 02

    UAE PASS

    Let residents sign in and sign documents with the UAE's national digital identity, for entities approved to integrate it.

  • 03

    AWS (UAE region)

    Host on AWS's Middle East (UAE) region for low latency and data residency.

Problems it solves for fintech

  • Long regulatory timelines that delay launch
  • KYC and onboarding that loses customers
  • Security expectations from banks and investors

Regulatory context by emirate

Regulated activities need licence-specific controls: audit logs, data residency, penetration testing and outsourcing notifications. We build with those in mind from the first sprint.

EmirateWhat to plan for
DubaiThe Central Bank of the UAE (CBUAE), the DFSA in DIFC, and VARA for virtual assets.
Abu DhabiThe CBUAE and the FSRA in ADGM.
SharjahThe Central Bank of the UAE (CBUAE) and the Securities and Commodities Authority (SCA).

Context to help you scope, not legal advice.

Why Fluxo

Premium delivery, without the agency overhead.

We work on UAE business hours, Monday to Friday, with a delivery lead you can reach directly and an engineering team in India. Workshops run over video, and you see progress in a demo every two weeks.

  1. 01

    Senior-led delivery

    A named delivery lead and senior engineers on every project, not a rotating cast of juniors.

  2. 02

    Fixed-scope proposals

    A written scope, milestones and a fixed price before any work starts.

  3. 03

    Arabic and English from day one

    Right-to-left layouts and bilingual content designed in, never bolted on.

  4. 04

    You own everything

    Source code, designs, accounts and data are yours from the first commit.

Get a quote

Tell us about your project. We'll send a fixed quote.

Five short steps, about two minutes. We've pre-filled what we can from this page.

  1. Within 1 business day we review your requirements and reply with questions.
  2. A short call to confirm scope, priorities and constraints.
  3. A written proposal with milestones, timeline and fixed pricing.
What are you building?

What should it include?

Select everything that applies, or skip this if you're unsure.

Where are you today?

Timeline and budget

When do you need it?

Approximate budget

Describe your requirements

0 / 4000
Where should we send your quote?

Best way to reach you

Good to know

Questions, answered.

How much does eKYC onboarding cost?

Most projects fall between AED 60,000 – AED 160,000, with a typical timeline of 6–14 weeks. The main cost drivers are the number of user roles, integrations, Arabic content and how polished the first release must be. You get a fixed price after a short scoping call.

Can we start with a smaller version of the eKYC onboarding?

Yes. Many clients launch with Emirates ID scanning, liveness check, sanctions screening first, then add the rest in later phases.

Can you work inside a regulatory sandbox timeline?

Yes. We plan builds around sandbox milestones such as DFSA's Innovation Testing Licence or ADGM's RegLab.

Call me back Get a quote