Mobile apps · Fintech
Mobile app development for fintech
Native-quality iOS and Android apps built cross-platform, designed in Arabic and English from the first screen. Designed for payment, lending and wealth startups in the UAE.
- Typical investment
- AED 80,000 – AED 320,000
- Typical timeline
- 10–24 weeks
- Built for
- Payment, lending and wealth startups
Problems we solve for fintech
- Long regulatory timelines that delay launch
- KYC and onboarding that loses customers
- Security expectations from banks and investors
What we typically build
-
01
Customer onboarding and eKYC
-
02
Wallets and payments
-
03
Lending workflows
-
04
Compliance and AML tooling
-
05
Admin and reporting
-
06
Open banking integrations
What you get
-
01
Product discovery
User journeys, feature priorities and a clickable prototype before a line of production code.
-
02
iOS and Android apps
One Flutter or React Native codebase that feels native on both platforms.
-
03
Admin panel
A web dashboard for your team to manage users, content, orders and reports.
-
04
Backend and APIs
Secure, documented APIs hosted on UAE or EU cloud regions.
Regulators by emirate
Regulated activities need licence-specific controls: audit logs, data residency, penetration testing and outsourcing notifications. We build with those in mind from the first sprint.
| Emirate | What to plan for |
|---|---|
| Dubai | The Central Bank of the UAE (CBUAE), the DFSA in DIFC, and VARA for virtual assets. |
| Abu Dhabi | The CBUAE and the FSRA in ADGM. |
| Sharjah | The Central Bank of the UAE (CBUAE) and the Securities and Commodities Authority (SCA). |
Context to help you scope, not legal advice.
Solutions for this sector
Why Fluxo
Premium delivery, without the agency overhead.
We work on UAE business hours, Monday to Friday, with a delivery lead you can reach directly and an engineering team in India. Workshops run over video, and you see progress in a demo every two weeks.
- 01
Senior-led delivery
A named delivery lead and senior engineers on every project, not a rotating cast of juniors.
- 02
Fixed-scope proposals
A written scope, milestones and a fixed price before any work starts.
- 03
Arabic and English from day one
Right-to-left layouts and bilingual content designed in, never bolted on.
- 04
You own everything
Source code, designs, accounts and data are yours from the first commit.
Get a quote
Tell us about your project. We'll send a fixed quote.
Five short steps, about two minutes. We've pre-filled what we can from this page.
- Within 1 business day we review your requirements and reply with questions.
- A short call to confirm scope, priorities and constraints.
- A written proposal with milestones, timeline and fixed pricing.
Request received.
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Explore our servicesGood to know
Questions, answered.
How much does mobile app development for fintech cost?
Most projects fall between AED 80,000 – AED 320,000, with a typical timeline of 10–24 weeks. The main cost drivers are the number of user roles, integrations, Arabic content and how polished the first release must be. You get a fixed price after a short scoping call.
Can you work inside a regulatory sandbox timeline?
Yes. We plan builds around sandbox milestones such as DFSA's Innovation Testing Licence or ADGM's RegLab.
Should we build native or cross-platform?
For most business apps, cross-platform (Flutter or React Native) gives you both stores from one codebase at roughly 60% of the cost of two native apps. We recommend native only for heavy device features such as advanced camera, AR or Bluetooth hardware.