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MVPs · Fintech

MVP development for startups for fintech

Launch a focused first version in weeks, built properly enough to raise on and grow from. Designed for payment, lending and wealth startups in the UAE.

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Typical investment
AED 55,000 – AED 160,000
Typical timeline
6–14 weeks
Built for
Payment, lending and wealth startups

Problems we solve for fintech

  • Long regulatory timelines that delay launch
  • KYC and onboarding that loses customers
  • Security expectations from banks and investors

What we typically build

  • 01

    Customer onboarding and eKYC

  • 02

    Wallets and payments

  • 03

    Lending workflows

  • 04

    Compliance and AML tooling

  • 05

    Admin and reporting

  • 06

    Open banking integrations

What you get

  • 01

    Scope workshop

    We cut your idea down to the smallest version that proves demand.

  • 02

    Design sprint

    Clickable prototype to test with users and show investors.

  • 03

    MVP build

    Production-grade code you won't need to throw away.

  • 04

    Launch

    Analytics, app stores and a feedback loop from day one.

Regulators by emirate

Regulated activities need licence-specific controls: audit logs, data residency, penetration testing and outsourcing notifications. We build with those in mind from the first sprint.

EmirateWhat to plan for
DubaiThe Central Bank of the UAE (CBUAE), the DFSA in DIFC, and VARA for virtual assets.
Abu DhabiThe CBUAE and the FSRA in ADGM.
SharjahThe Central Bank of the UAE (CBUAE) and the Securities and Commodities Authority (SCA).

Context to help you scope, not legal advice.

Solutions for this sector

By emirate

Why Fluxo

Premium delivery, without the agency overhead.

We work on UAE business hours, Monday to Friday, with a delivery lead you can reach directly and an engineering team in India. Workshops run over video, and you see progress in a demo every two weeks.

  1. 01

    Senior-led delivery

    A named delivery lead and senior engineers on every project, not a rotating cast of juniors.

  2. 02

    Fixed-scope proposals

    A written scope, milestones and a fixed price before any work starts.

  3. 03

    Arabic and English from day one

    Right-to-left layouts and bilingual content designed in, never bolted on.

  4. 04

    You own everything

    Source code, designs, accounts and data are yours from the first commit.

Get a quote

Tell us about your project. We'll send a fixed quote.

Five short steps, about two minutes. We've pre-filled what we can from this page.

  1. Within 1 business day we review your requirements and reply with questions.
  2. A short call to confirm scope, priorities and constraints.
  3. A written proposal with milestones, timeline and fixed pricing.
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Good to know

Questions, answered.

How much does MVP development for startups for fintech cost?

Most projects fall between AED 55,000 – AED 160,000, with a typical timeline of 6–14 weeks. The main cost drivers are the number of user roles, integrations, Arabic content and how polished the first release must be. You get a fixed price after a short scoping call.

Can you work inside a regulatory sandbox timeline?

Yes. We plan builds around sandbox milestones such as DFSA's Innovation Testing Licence or ADGM's RegLab.

Do you take equity instead of fees?

We work on fixed fees so you keep your cap table. We can phase payments around funding milestones.

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